Anyone who has a family will know how important it is to plan for the future. We plan when we’re first starting to build a relationship with that special someone. There are plans for dates, plans for bringing them into our lives and finally the plans for the big day. The plans for marriage turn into plans for children. And parents who are especially careful will also begin to plan for their children’s future.

All of these plans have one thing in common. The plans all focus on events that we’re looking forward to. Even the more expensive moments like paying for a child’s higher education are still colored by joy. However, deep down we all know that there’s more to life than the happy moments.

We usually try to consider the worst-case scenarios as well. For example, none of us would really consider forgoing insurance. But even in those cases we’re planning on good luck within the bad. We plan for accidents even while assuming we’ll survive them. But one of the unfortunate facts of life is that we can never escape death. And if we don’t plan for the end of our own lives than that burden falls … Read More